Everyone gets into a financial bind at one time or another. At South Bay Jewelry & Loan we understand how difficult these situations can be and we are here to offer a solution: A pawn loan. If you need cash fast, then it is time to visit us. We have been helping folks like you since 1952 and have perfected a simple, fast, and confidential protocol to get our customers collateral loans. Keep reading to find out more and then contact us at (310) 371-4571 or stop by.
We Take Many Different Types of Items
The list of items we accept for pawn loans is a long one. Some examples include:
- Designer handbags
- Loose diamonds
- Luxury watches
- Musical instruments
Remember that this is just a partial list. If you have other items of value, give us a call at (310) 371-4571 or stop by to see if we can accept it.
The Process of Pawn Loans
If you’ve never taken on a pawn loan, then you likely have questions. The good news is that the process is actually much easier than you may think. First, bring in the item and let us appraise it. We will give you a fair offer. Once we agree on loan terms, you’ll have a few forms to fill out and then you can walk out with your cash.
Once you are ready to redeem the item you left with us, you’ll just come back, pay off the loan, and pay any interest if applicable. We will go to our secure and insured storage area on site, get your item, and return it to you in the condition in which we received it. It’s really that simple!
There are Many Advantages to Taking Out a Pawn Loan
You may wonder: Is a pawn loan really the right option for you? It is not for everyone, but it can be a great option for a number of reasons. First of all, there is no credit check and no income requirements. This allows people who would otherwise not be able to get credit get the line of credit they need.
We offer loans for anywhere from $5 to $50,000 and our interest rates are as low as 2%. If you happen to default, there is no credit damage to you, as we will simply keep the item you give us a collateral. Finally, consider the biggest advantage of all: You walk into South Bay Jewelry & Loan with an item and walk out with cash in hand.